Inactive to ActiveWaking up two million dormant customers.
A dormant customer isn't a lost customer. They're a conversation that stopped.
Disciplines
- BFSI
- CRM
- Data
- Retention
- Personalisation
- Award-Winning
- Role
- Creative direction — copy · CRM communication
- Channels
- CRM · Direct · Digital
- 01
Context
The business problem.
Banks accumulate dormant accounts. The customers haven't left — they've simply stopped transacting, and the relationship has gone quiet. Re-engaging them is cheaper than acquiring new ones, and considerably harder to do without sounding like a reminder letter.
- 02
The Challenge
What needed solving.
Reach 2M+ dormant customers with communication that earns a response — in a category where the default tone is procedural and the default channel is easy to ignore.
- 03
Strategic Thought
The territory.
Write to behaviour, not to a segment. Dormancy is a human state with human reasons behind it, and data can indicate which reason applies. That makes personalisation a creative input rather than a mail-merge field.
- 04
The Idea
Inactive to Active.
A behavioural nudge delivered through storytelling rather than through a reminder — data-informed creative for a category that rarely treats CRM as a creative surface.
- 05
Koyel's Role
Stated responsibilities only.
- Creative Director – Copy on the Kotak Mahindra Bank account.
- Led the award-winning Inactive-to-Active campaign — behavioural nudge via storytelling.
- 06
Impact
Supported outcomes.
An audience of 2M+ dormant customers, and a DMA Asia ECHO Award in 2019. No response-rate figures are claimed.
- 07
What This Demonstrates
The transferable bit.
- Data-informed creativity in a regulated category.
- CRM treated as a creative channel rather than an operational one.
- Behavioural messaging that survives compliance without going flat.
Contact
Have a brief thatrefuses to behave?
Let’s make something people remember.
Based in
Mumbai, India
Open to
- Creative Strategy
- Communication Strategy
- Senior Leadership Opportunities
- Brand Collaboration
- Campaign Consulting